Financial Services & NBFC Back-Office
Decisions wait on a hand-built report that is already weeks old. Disbursements and collections, the ageing book, asset classification, branch- and product-level yield and slippage, collection efficiency, or for brokers the settlement obligations, margin shortfalls and client funding, live in separate systems and a month-end spreadsheet, so the owner flies blind between closes and "how is the book" is an argument, not a number.
Who has it
Across all segments; sharpest for NBFCs on the loan book and slippage, co-operative and small-finance banks on the branch-level book, microfinance institutions on portfolio and field productivity, and broking back-offices on obligations, margin and client funding.
What we build
Always-current dashboards over the connected layer: disbursements and collections, the ageing book and asset classification, branch- and product-level yield and slippage, collection efficiency and PAR; for broking, settlement obligations, margin shortfalls and client funding. Pulled together into one view, refreshed on its own, read straight from the existing systems, not retyped, and kept on the firm's own infrastructure where required.
What is automated, where AI helps, who signs off
The reliable spine
The non-AI spine is the dashboards themselves: figures read straight from the connected layer, refreshed on their own, with disbursements, collections, ageing, asset classification, yield, slippage, PAR and broking obligations computed in code, never retyped.
Where AI helps
AI plays almost no part in the view itself; at most it helps phrase a plain-English summary of what moved, while every number on the dashboard is the deterministic figure read from the firm's own systems.
Who signs off
A named person signs off anything touching money, a customer promise, a regulated filing, a payment, a price, a credit decision or a people decision.
What changes day to day
The owner and the managers run the week off live numbers instead of last month's ghost; a slipping book, a weak branch, a margin shortfall or a stretched bucket becomes visible while there is still time to act.
Illustrative outcome
The hand-built weekly and monthly report largely retired, replaced by one live view the owner actually opens.
Illustrative; final numbers come from your own data.
Path to the build
Book a free 60-minute call, then a free Blueprint on the firm's own records. Deep-dive and build, followed by run and govern so the workflow keeps paying back.
Related builds
A free 60-minute call. No cost, no obligation, just a clear read on what is worth building.