The reliable spine
The non-AI spine is the source-linked workflow: clean records, rules, calculations, integrations, exception queues, approvals and reporting for Karigar gold-issue and wastage settlement.
Jewellery & Gems
Karigar gold-issue and wastage settlement
Gold is issued by weight to a karigar; the ornament comes back lighter; the difference is wastage, dust-and-polishing loss and labour. Today this is reconciled from a munim's memory against a wastage norm that has quietly crept up, and an inflated norm repeated across hundreds of issues is real gold walking out the gate. Overdue ornaments and short-returned weight hide in the same paper ledger. Rough diamond is issued, cut and polished across stages and many hands; weight loss against the expected yield per parcel is where stones and value go missing, and the loss is tracked on a register that does not reconcile. A parcel that comes back light by more than the norm is real money, but nobody catches it lot by lot.
Who has it
The karigar and job-work units, where this is the whole business, the retail showrooms and the wholesalers that get goods made, the gem and diamond exporters for the rough-to-polished parcel, and any house running a karigar base. It is the sector's signature making-side build.
What we build
A per-karigar voucher and ledger that computes actual wastage versus the allowed norm, the sweep and dust recovery due, and the labour payable, with flags for above-norm wastage and overdue ornaments. The issue-and-receipt register ties, so gold that leaves for making is accounted for on return, by weight and karat. A parcel ledger that captures issue weight, stage-wise return weight and the yield-versus-norm at each step, per parcel and per process, with flags for above-norm loss. The issue-and-receipt register ties so a parcel is accounted for through the floor.
What is automated, where AI helps, who signs off
Automation for the routine. A person on every decision that matters.
Where AI helps
AI is limited to bounded reading, extraction, matching, clustering or drafting from the firm's own data for Karigar gold-issue and wastage settlement; it never owns the number, the approval, the promise or the decision.
Who signs off
A named person signs off anything touching money, stock, a customer promise, a regulated filing, a payment, a price, a credit decision or a people decision.
What changes day to day
Wastage is settled against a real norm instead of a munim's memory; above-norm wastage and unrecovered dust come down on the worst accounts; labour is computed exactly instead of disputed; gold issued reconciles to gold returned. Parcel weight reconciles stage by stage; above-norm loss surfaces lot by lot instead of at a year-end shortage; stones stop going missing in process unnoticed.
Illustrative outcome
Recovery of a meaningful share of the leakage on the worst karigars' accounts, all auditable to their own vouchers, often a large early recovery for a making-heavy house. Tighter parcel-weight reconciliation and surfaced above-norm yield loss. Illustrative; final numbers come from your own data.
Illustrative; final numbers come from your own data.
Path to the build
How this one gets built.
Book a free 60-minute call, then a free Blueprint on the firm's own records. Deep-dive and build, followed by run and govern so the workflow keeps paying back.
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